AA Life Funeral Cover vs Momentum Life Funeral Insurance: Sum-insured ranges
NZ funeral policies offer different sum-insured options — typically low-to-mid five-figure cover. Maximum caps vary by entry age. This page documents each insurer's sum-insured offering verbatim.
AA Life Funeral Insurance — AA Life Funeral Cover
Wording version 2026-05-21
sum insured range nzd: Maximum combined cover under all Funeral Cover policies issued by Asteron Life is $30,000 per person insured (excluding Additional Accidental Death Benefit). Individual cover amount set out in policy summary.
Momentum Life Funeral Insurance — Momentum Life Funeral Insurance
Wording version 2020-09-21
sum insured range nzd: Minimum $3,000 to maximum $20,000 for Funeral Insurance Benefit; Accidental Death Insurance Benefit equals three times chosen Funeral Insurance Benefit (max $60,000); Accidental Serious Injury Insurance Benefit equals two times chosen Funeral Insurance Benefit (max $40,000); Household Expenses Insurance $500 per month for 4–12 months ($2,000–$6,000)
Source: https://nzcoverdirect.co.nz/media/qsxlz4ja/nzcd-funeral-insurance-policy-wording-mlf2.pdf