Funeral insurance clause search

Semantic search across NZ funeral insurance policy wordings. Type a question — "waiting period for natural-cause death", "accelerated benefit on terminal diagnosis", "exclusions for suicide" — and get the exact clauses from each insurer's wording PDF that match, ranked by cosine similarity.

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Coverage

4 of 9 NZ funeral products currently ingested: AA Life Funeral Cover, AIA Living, Fidelity Life LifeProtect, OneChoice Funeral Insurance. Pinnacle Life + Partners Life YouChoose PDS are adviser-walled. Momentum Life / NZ Seniors / Chubb LifeOne — CDN-bypass pending.

Embeddings: OpenAI text-embedding-3-small (1536 dim). 50 free-text searches per IP per 24 hours.

Editorial / information only — not personalised financial advice. Site operated by Evolve Group Limited (FSP711891), a Financial Advice Provider licensed by the FMA. Clauses are excerpts from publicly-published insurer policy wordings; refer to the original PDS for the complete and current wording.