About Chubb Life
Chubb Life Insurance New Zealand Limited is the NZ life arm of Chubb Limited, an international general-insurance group. Funeral cover is typically offered as a rider on Chubb Life's main life products (LifeOne, LifeProtect) — adviser-distributed.
What they offer
- Funeral cover as a rider on LifeOne / LifeProtect main policies
- Range of life-insurance products — life, trauma, TPD, income protection
- Adviser-distributed in NZ
Distinctive points
- Backed by Chubb Limited — international general-insurance parent
- Funeral cover bundled as a rider, not a standalone product
- Adviser-distributed — best accessed via a FAP-licensed adviser
- Cover sits within a broader life-protection product suite
What to compare on
- Standalone vs rider. Funeral cover as a Chubb Life rider behaves differently to standalone funeral cover from a direct insurer — make sure you understand which you're buying.
- Premium at your age and sum-insured. Quote via an adviser plus at least two other NZ insurers.
- Maximum entry age and cover amount. Confirm current limits with your adviser.
- Waiting period and exclusions. Read the wording document.
- Premium structure. Stepped vs level.
- Interaction with the main policy. If you cancel the parent policy, the funeral rider may also cease — check.
Where to quote
- Through an FAP-licensed adviser — Chubb Life is predominantly adviser-distributed
- Chubb Life's website for product detail and adviser locator
See our provider directory for the other NZ funeral insurers.