NZ Seniors Funeral Insurance

Editorial provider profile

About NZ Seniors

NZ Seniors is the NZ funeral and life insurance brand operated by Greenstone Financial Services New Zealand Limited. It is a direct-to-consumer specialist targeting over-50s, with funeral insurance as the core product alongside related life cover.

What they offer

  • Funeral insurance as a direct-to-consumer product
  • Related life insurance for the over-50s segment
  • Phone and online application channels

Distinctive points

  • Direct-to-consumer specialist for the over-50s demographic
  • Funeral cover is core product, not a rider
  • Operated by Greenstone Financial Services (NZ) Limited
  • Marketing primarily targets seniors planning end-of-life cash needs

What to compare on

  1. Premium at your age and sum-insured. Quote with NZ Seniors and at least two other NZ funeral insurers (Pinnacle Life and Momentum Life target similar segments).
  2. Maximum entry age and cover amount. Direct specialists often cap cover lower than adviser-distributed products — confirm current limits.
  3. Waiting period. Most NZ funeral policies wait 12-24 months on non-accidental death.
  4. Premium structure. Stepped vs level — direct specialists often default to stepped.
  5. Phone-based vs fully-online application. NZ Seniors uses both channels — confirm which suits you.
  6. Wording exclusions. Read the policy document.

Where to quote

See our provider directory for the other NZ funeral insurers.

Not personalised financial advice. Editorial commentary only. Quote with NZ Seniors directly for prices applicable to your age and sum-insured. Product features may change — verify on nzseniors.co.nz. Underwriter relationship is via Greenstone Financial Services NZ Limited.