About AIA New Zealand
AIA New Zealand is the NZ branch of AIA International Limited — part of the AIA Group, one of the largest publicly-listed life insurance groups in Asia. AIA NZ is one of the largest life insurers in NZ by in-force premium. Funeral cover is offered as part of AIA's broader Living suite of life-cover products.
What they offer
- Funeral cover within the AIA Living product family
- Range of complementary products — life cover, trauma, income protection, TPD
- Largely adviser-distributed in NZ via FAP-licensed advisers
Distinctive points
- Backed by the AIA Group — sizable international parent
- Broad product suite — funeral cover can be bundled with other AIA Living products
- Adviser-distributed — best accessed via a FAP-licensed adviser
- Established NZ presence with comprehensive policy wordings
What to compare on
- Premium at your age and sum-insured. Quote with AIA via an adviser plus at least two other NZ funeral insurers (including direct-to-consumer specialists like Pinnacle Life).
- Standalone vs accelerated. Confirm whether AIA's funeral cover is a standalone product or paid as an advance on the main life sum-insured.
- Maximum entry age + cover amount. Adviser-distributed insurers often have wider cover ceilings than direct insurers — confirm current limits.
- Waiting period and exclusions. Read the wording document.
- Premium structure. Stepped vs level — different long-run cost profiles.
- Indexation. Whether the cover amount grows with inflation.
Where to quote
- Through an FAP-licensed adviser — AIA cover is predominantly adviser-distributed
- AIA's website for product detail and adviser locator
See our provider directory for the other NZ funeral insurers, or our comparison overview.