About Fidelity Life
Fidelity Life Assurance Company Limited is one of the longest-established NZ-owned life insurers, operating since 1973. Funeral cover is typically offered as a rider on Fidelity Life's main life-cover products (LifeProtect suite). Predominantly adviser-distributed.
What they offer
- Funeral cover as a rider on LifeProtect / similar main policies
- Range of life-insurance products — life, trauma, TPD, income protection
- Adviser-distributed in NZ
Distinctive points
- NZ-owned with a long track record (since 1973)
- Funeral cover bundled as a rider, not standalone
- Adviser-distributed — best accessed via a FAP-licensed adviser
- Established claims-handling reputation in the NZ market
What to compare on
- Standalone vs rider. Fidelity's funeral cover is part of a wider policy — understand the interaction with the main product.
- Premium at your age and sum-insured. Quote via an adviser plus at least two other NZ insurers (including direct specialists).
- Maximum entry age and cover amount. Confirm current limits with your adviser.
- Waiting period and exclusions. Read the wording document.
- Premium structure. Stepped vs level.
- What happens to the funeral rider if the main policy is cancelled. Confirm with the adviser.
Where to quote
- Through an FAP-licensed adviser — Fidelity Life is predominantly adviser-distributed
- Fidelity Life's website for product detail and adviser locator
See our provider directory for the other NZ funeral insurers.