AIA Living Funeral Cover vs Chubb Life LifeOne Funeral Cover: Indexation

Funeral costs rise over decades; a fixed sum-insured at signup may not cover the funeral at claim time. Some NZ insurers CPI-index the sum-insured; others leave it fixed. This page documents each insurer's indexation approach verbatim.

AIA Funeral Cover — AIA Living Funeral Cover

Wording version 2026-05-21

Not on file for this product.

Source: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/aia-living/personal/aia-living-personal-life-cover-policy-wording.pdf

Chubb Life Funeral Cover — Chubb Life LifeOne Funeral Cover

Wording version 2026-05-21

indexation rules: No indexation rules stated in the policy text; sum insured is fixed as shown on the policy schedule.

Source: https://www.chubb.com/content/dam/chubb-sites/chubb/nz-en/life/documents/cig0421-chubb-life-funeral-policy-wording-v1.pdf

Drill down

🔎 Full 9-insurer structural matrix
📑 Search every clause in every funeral wording
📄 Full AIA Funeral Cover review
📄 Full Chubb Life Funeral Cover review

Get quotes from both

Get quotes