AA Life Funeral Cover vs AIA Living Funeral Cover: Indexation

Funeral costs rise over decades; a fixed sum-insured at signup may not cover the funeral at claim time. Some NZ insurers CPI-index the sum-insured; others leave it fixed. This page documents each insurer's indexation approach verbatim.

AA Life Funeral Insurance — AA Life Funeral Cover

Wording version 2026-05-21

indexation rules: Not specified in the policy wording — no CPI indexation provision described.

Source: https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/life-insurance/policy-documents/AA-Life-Funeral-Cover-Policy-Nov24.pdf

AIA Funeral Cover — AIA Living Funeral Cover

Wording version 2026-05-21

Not on file for this product.

Source: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/aia-living/personal/aia-living-personal-life-cover-policy-wording.pdf

Drill down

🔎 Full 9-insurer structural matrix
📑 Search every clause in every funeral wording
📄 Full AA Life Funeral Insurance review
📄 Full AIA Funeral Cover review

Get quotes from both

Get quotes