Chubb Life LifeOne Funeral Cover vs Fidelity Life Funeral Cover (LifeProtect rider): Entry age + renewal
Most NZ funeral insurers cap entry age in the late 70s or low 80s. Some products don't accept new business beyond a certain age band. This page documents each insurer's entry-age and renewal-age limits verbatim.
Chubb Life Funeral Cover — Chubb Life LifeOne Funeral Cover
Wording version 2026-05-21
max renewal age: Cover continues until the life assured's 90th birthday (at which point premiums cease but the policy wording does not explicitly state cover ends at age 90 — only that premiums stop).
Fidelity Life Funeral Cover — Fidelity Life Funeral Cover (LifeProtect rider)
Wording version 2025-04-30
Not on file for this product.
Source: https://www.fidelitylife.co.nz/media/rhwnwmfn/life-protect-life-cover-policy-wording.pdf