AIA Living Funeral Cover vs Chubb Life LifeOne Funeral Cover: Entry age + renewal

Most NZ funeral insurers cap entry age in the late 70s or low 80s. Some products don't accept new business beyond a certain age band. This page documents each insurer's entry-age and renewal-age limits verbatim.

AIA Funeral Cover — AIA Living Funeral Cover

Wording version 2026-05-21

Not on file for this product.

Source: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/aia-living/personal/aia-living-personal-life-cover-policy-wording.pdf

Chubb Life Funeral Cover — Chubb Life LifeOne Funeral Cover

Wording version 2026-05-21

max renewal age: Cover continues until the life assured's 90th birthday (at which point premiums cease but the policy wording does not explicitly state cover ends at age 90 — only that premiums stop).

Source: https://www.chubb.com/content/dam/chubb-sites/chubb/nz-en/life/documents/cig0421-chubb-life-funeral-policy-wording-v1.pdf

Drill down

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📄 Full AIA Funeral Cover review
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