AA Life Funeral Cover vs NZ Seniors Funeral Insurance: Entry age + renewal
Most NZ funeral insurers cap entry age in the late 70s or low 80s. Some products don't accept new business beyond a certain age band. This page documents each insurer's entry-age and renewal-age limits verbatim.
AA Life Funeral Insurance — AA Life Funeral Cover
Wording version 2026-05-21
max renewal age: Cover continues after age 90 (premiums cease at policy anniversary after age 90) until a claim is accepted, death occurs, or the policy is cancelled.
NZ Seniors Funeral Insurance — NZ Seniors Funeral Insurance
Wording version 2026-05-18
entry age max: 79 max renewal age: Cover continues until the Life Insured's 100th birthday (at which point the Funeral Insurance Benefit Amount plus Bonus Cover is paid), subject to the Policy remaining in force and premiums being paid up to age 85. entry age min: 18
Source: https://www.nzseniors.co.nz/documents/seniors-funeral-insurance-policy-document.pdf