AA Life Funeral Cover vs Momentum Life Funeral Insurance: Entry age + renewal
Most NZ funeral insurers cap entry age in the late 70s or low 80s. Some products don't accept new business beyond a certain age band. This page documents each insurer's entry-age and renewal-age limits verbatim.
AA Life Funeral Insurance — AA Life Funeral Cover
Wording version 2026-05-21
max renewal age: Cover continues after age 90 (premiums cease at policy anniversary after age 90) until a claim is accepted, death occurs, or the policy is cancelled.
Momentum Life Funeral Insurance — Momentum Life Funeral Insurance
Wording version 2020-09-21
entry age max: 75 max renewal age: Premium payments end at age 85; no explicit maximum renewal/expiry age stated beyond that entry age min: 16
Source: https://nzcoverdirect.co.nz/media/qsxlz4ja/nzcd-funeral-insurance-policy-wording-mlf2.pdf