AA Life Funeral Cover vs Fidelity Life Funeral Cover (LifeProtect rider): Entry age + renewal
Most NZ funeral insurers cap entry age in the late 70s or low 80s. Some products don't accept new business beyond a certain age band. This page documents each insurer's entry-age and renewal-age limits verbatim.
AA Life Funeral Insurance — AA Life Funeral Cover
Wording version 2026-05-21
max renewal age: Cover continues after age 90 (premiums cease at policy anniversary after age 90) until a claim is accepted, death occurs, or the policy is cancelled.
Fidelity Life Funeral Cover — Fidelity Life Funeral Cover (LifeProtect rider)
Wording version 2025-04-30
Not on file for this product.
Source: https://www.fidelitylife.co.nz/media/rhwnwmfn/life-protect-life-cover-policy-wording.pdf