AA Life Funeral Cover vs Chubb Life LifeOne Funeral Cover: Entry age + renewal
Most NZ funeral insurers cap entry age in the late 70s or low 80s. Some products don't accept new business beyond a certain age band. This page documents each insurer's entry-age and renewal-age limits verbatim.
AA Life Funeral Insurance — AA Life Funeral Cover
Wording version 2026-05-21
max renewal age: Cover continues after age 90 (premiums cease at policy anniversary after age 90) until a claim is accepted, death occurs, or the policy is cancelled.
Chubb Life Funeral Cover — Chubb Life LifeOne Funeral Cover
Wording version 2026-05-21
max renewal age: Cover continues until the life assured's 90th birthday (at which point premiums cease but the policy wording does not explicitly state cover ends at age 90 — only that premiums stop).