AA Life Funeral Cover vs AIA Living Funeral Cover: Entry age + renewal

Most NZ funeral insurers cap entry age in the late 70s or low 80s. Some products don't accept new business beyond a certain age band. This page documents each insurer's entry-age and renewal-age limits verbatim.

AA Life Funeral Insurance — AA Life Funeral Cover

Wording version 2026-05-21

max renewal age: Cover continues after age 90 (premiums cease at policy anniversary after age 90) until a claim is accepted, death occurs, or the policy is cancelled.

Source: https://www.aa.co.nz/content/dam/nzaa/02-services/insurance/life-insurance/policy-documents/AA-Life-Funeral-Cover-Policy-Nov24.pdf

AIA Funeral Cover — AIA Living Funeral Cover

Wording version 2026-05-21

Not on file for this product.

Source: https://www.aia.co.nz/content/dam/nz/en/docs/our-products/policy-wordings/aia-living/personal/aia-living-personal-life-cover-policy-wording.pdf

Drill down

🔎 Full 9-insurer structural matrix
📑 Search every clause in every funeral wording
📄 Full AA Life Funeral Insurance review
📄 Full AIA Funeral Cover review

Get quotes from both

Get quotes