NZ funeral policies offer different sum-insured options — typically low-to-mid five-figure cover. Maximum caps vary by entry age. This page documents each insurer's sum-insured offering verbatim.
Showing 5 of 9 indexed products with on-file cover language for this topic. 4 pending wording ingest — NZ funeral cover is predominantly adviser-distributed or quote-form-only.
Snapshot 2026-05-21T09:04:01.390Z. Machine-readable: facts.json · summary.md
AA Life Funeral Insurance
Wording v2026-05-21 · confidence: inferred
Maximum combined cover under all Funeral Cover policies issued by Asteron Life is $30,000 per person insured (excluding Additional Accidental Death Benefit). Individual cover amount set out in policy summary.
Chubb Life Funeral Cover
Wording v2026-05-21 · confidence: inferred
Sum insured amounts are shown on the policy schedule; combined benefits from all Chubb Life funeral insurance policies are limited to $30,000 per life assured
Momentum Life Funeral Insurance
Wording v2020-09-21 · confidence: verified
Minimum $3,000 to maximum $20,000 for Funeral Insurance Benefit; Accidental Death Insurance Benefit equals three times chosen Funeral Insurance Benefit (max $60,000); Accidental Serious Injury Insurance Benefit equals two times chosen Funeral Insurance Benefit (max $40,000); Household Expenses Insurance $500 per month for 4–12 months ($2,000–$6,000)
NZ Seniors Funeral Insurance
Wording v2026-05-18 · confidence: verified
Up to a maximum of $30,000; specific selectable amounts not listed in policy wording (set out in Policy Schedule)
OneChoice Funeral Insurance
Wording v2021-05-23 · confidence: verified
Up to a maximum of $30,000 (chosen Benefit Amount specified in Policy Schedule; maximum Funeral Insurance Benefit is $30,000)