Entry age + renewal limits

Most NZ funeral insurers cap entry age in the late 70s or low 80s. Some products don't accept new business beyond a certain age band. This page documents each insurer's entry-age and renewal-age limits verbatim.

Showing 5 of 9 indexed products with on-file cover language for this topic. 4 pending wording ingest — NZ funeral cover is predominantly adviser-distributed or quote-form-only.

Snapshot 2026-05-21T09:04:01.390Z. Machine-readable: facts.json · summary.md

AA Life Funeral Insurance

AA Life Funeral Cover

Wording v2026-05-21 · confidence: inferred

Cover continues after age 90 (premiums cease at policy anniversary after age 90) until a claim is accepted, death occurs, or the policy is cancelled.

Structured facts → Full wording → Source PDF →

Chubb Life Funeral Cover

Chubb Life LifeOne Funeral Cover

Wording v2026-05-21 · confidence: inferred

Cover continues until the life assured's 90th birthday (at which point premiums cease but the policy wording does not explicitly state cover ends at age 90 — only that premiums stop).

Structured facts → Full wording → Source PDF →
4 products with no on-file value for this topic
  • AIA Funeral Cover — AIA Living Funeral Cover
  • Fidelity Life Funeral Cover — Fidelity Life Funeral Cover (LifeProtect rider)
  • Partners Life Funeral Cover — Partners Life Funeral Cover (YouChoose rider)
  • Pinnacle Life — Pinnacle Life Funeral Cover