7 min read
Is Funeral Insurance Worth It?
An in-depth analysis of funeral insurance value, costs, and benefits for New Zealand families.
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Compare Funeral Insurance in New Zealand
Find affordable funeral cover from $25/month. Compare top NZ providers instantly.
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From $25/month
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We help thousands of Kiwis find the right funeral cover at the best price
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Plans from $25/month with flexible payment options
Seniors Welcome
Specialized funeral cover for over 50s
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Compare Top NZ Providers
We've analyzed New Zealand's leading funeral insurance providers to help you make an informed choice
| Provider | Rating | Monthly Premium | Cover Amount | Key Features | |
|---|---|---|---|---|---|
Partners Life | 4.8 | $31 per month | $40,000 cover amount |
| Get Quote |
Fidelity Life | 4.8 | $29 per month | $30,000 cover amount |
| Get Quote |
AIA New Zealand | 4.9 | $32 per month | $50,000 cover amount |
| Get Quote |
 Chubb Insurance | 4.7 | $28 per month | $35,000 cover amount |
| Get Quote |
 NZ Seniors Insurance | 4.6 | $26 per month | $25,000 cover amount |
| Get Quote |
AA Life | 4.7 | $30 per month | $30,000 cover amount |
| Get Quote |
 OneChoice | 4.6 | $27 per month | $30,000 cover amount |
| Get Quote |
 Momentum Life | 4.5 | $25 per month | $25,000 cover amount |
| Get Quote |
 Pinnacle Life | 4.7 | $28 per month | $30,000 cover amount |
| Get Quote |
Licensed Providers
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Understanding Funeral Insurance
Learn everything you need to know about funeral insurance in New Zealand
What is Funeral Insurance?
Funeral insurance provides a lump sum payment to help cover funeral costs and related expenses.
- Coverage from $5,000 to $30,000
- No medical tests required
- Immediate accidental death cover
How Does It Work?
Understand the process, from application to claim, and how funeral insurance protects your family.
- Simple application process
- Flexible payment options
- Quick claim payments
Types of Cover
Explore different types of funeral cover available in New Zealand.
- Standard funeral insurance
- Over 50s funeral plans
- Pre-paid funeral plans
Latest Funeral Insurance Guides
Expert advice and insights to help you make informed decisions about funeral insurance
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How to Choose the Right Funeral Insurance Plan
Expert guide to selecting the best funeral insurance coverage for your needs and budget.
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Understanding Funeral Insurance Waiting Periods
Everything you need to know about waiting periods, coverage start dates, and immediate cover options.
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Funeral Insurance for Parents: A Complete Guide
Learn how to secure the right funeral cover for your parents with our comprehensive guide.
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Common Funeral Insurance Mistakes to Avoid
Don't make these critical mistakes when choosing funeral insurance coverage.
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Funeral Insurance Questions NZ - Complete Guide
Get answers to 465+ funeral insurance questions from New Zealand experts. Everything you need to know in one comprehensive guide.
Read MoreFrequently Asked Questions
Find answers to common questions about funeral insurance in New Zealand
Still have questions? We're here to help.