Funeral Insurance Provider Reviews
Expert analysis and customer reviews of New Zealand's leading funeral insurance providers
Partners Life
Partners Life stands out for its comprehensive coverage options and excellent customer service. Their level premium option provides long-term value for customers.
Pros
- Level premiums available
- Cover up to $40,000
- Family discount options
- NZ-based support team
Cons
- • Higher initial premiums with level option
- • Limited online claim tracking
AIA New Zealand
AIA offers robust funeral insurance backed by their exceptional financial strength. Their premium freeze option and multi-policy discounts provide good value.
Pros
- AA (Very Strong) financial rating
- Premium freeze option
- Multi-policy discounts
- Online claims portal
Cons
- • Higher premiums for comprehensive cover
- • Waiting period for some conditions
Fidelity Life
Fidelity Life provides straightforward, reliable funeral insurance with competitive premiums and excellent local support.
Pros
- NZ owned and operated
- 24/7 claims support
- Fixed premiums available
- Competitive rates
Cons
- • Limited online services
- • Fewer additional benefits
Chubb Insurance
Chubb offers reliable funeral insurance with worldwide coverage and guaranteed acceptance, backed by their global expertise.
Pros
- Worldwide coverage
- Guaranteed acceptance
- 24/7 claims service
- Strong global presence
Cons
- • Limited customization options
- • Higher premiums for some age groups
NZ Seniors Insurance
NZ Seniors Insurance specializes in providing straightforward funeral insurance specifically designed for older New Zealanders.
Pros
- Specialized for over 50s
- Quick online application
- Dedicated seniors support
- Simple claims process
Cons
- • Age restrictions apply
- • Limited coverage amounts
OneChoice
OneChoice offers a modern, digital-first approach to funeral insurance with competitive rates and instant online approval.
Pros
- Digital-first experience
- Instant online approval
- 24/7 online support
- Flexible payment options
Cons
- • No physical branches
- • Limited phone support hours
Momentum Life
Momentum Life provides straightforward funeral insurance with guaranteed acceptance and flexible payment options.
Pros
- Guaranteed acceptance
- Flexible payments
- 30-day money-back guarantee
- Simple application process
Cons
- • Limited additional benefits
- • Basic online services
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