# Indexation + inflation adjustment

> Funeral costs rise over decades; a fixed sum-insured at signup may not cover the funeral at claim time. Some NZ insurers CPI-index the sum-insured; others leave it fixed. This page documents each insurer's indexation approach verbatim.

**Vertical:** funeral · **Topic:** indexation-and-inflation · **Snapshot:** 2026-05-18T11:55:24.814Z

**Source:** Each product's policy wording PDF (where publicly available). License: CC BY 4.0 — attribute https://funeralinsurancecomparison.co.nz.

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_No on-file values for this topic. NZ funeral cover is predominantly adviser-distributed or quote-form-only — public PDS PDFs are scarce. Wording ingest pending._

**Canonical URL:** https://funeralinsurancecomparison.co.nz/topics/indexation-and-inflation/